I’m about to share some of the best money quotes out there, and many of which you didn’t know you needed until now.
Here’s the thing: understanding how to make and manage money is one the best gifts we can give to our present and future selves, and to generations yet unborn.
I know that may sound corny and poetic but think about it;
Our ability to generate wealth has lasting impact on not just ourselves but on the causes and people we choose to share our resources with.
In the last 5 years, I have read over 100 books, most of which were non-fiction books. And in that time, I have been inundated with many tips, tricks, and perspectives.
Of that number, there have been a few books and advice that stood out to me. Books that gave me room to re-examine my life and the motivation to do things differently.
This is particularly so for many of the finance and personal development books I have read in that time.
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In this post, I have curated a list of 30 of the best money quotes from personal finance books and other resources I have read in recent times.
To help you navigate this easily, I have sub-divided these money quotes into separate sections.
Table of Contents:

30 MONEY QUOTES YOU NEED TO ELEVATE YOUR LIFE.
One major money secret I have read from personal finance books is that the real battle for wealth and legacy starts in the mind.
Remember that ‘When we win the battle of the mind, we win at life.’
Self-development Quotes about money
Personal development is the crucible to growth and advancement. it is also the channel to wealth as the more you learn and refine your ideas, the ability your ability to learn and earn from them.
“The most important skill for getting rich is being a perpetual learner.”
Naval Ravikant
The sole cause of man’s unhappiness is that he does not know how to stay quietly in his room.”
Blaise Pascal
“Calvin Coolidge once said that nothing is more common than unsuccessful men with talent; I would add that the second most common is smart people who think their IQ or resume justifies delivering late.”
Tim Ferris (The 4-hour Work Week)
“Enthusiasm is more important to mastery than innate ability, because the single most important element in developing an expertise is your willingness to practice.”
Gretchen Rubin (The Happiness Project)
“Life is one third earning, one third learning and one third serving.”
Nido Qubein
“Never underestimate the power of doing the right thing, over a prolonged period. That could produce extraordinary results.”
John Enelamah
Quotes on investing
There are a plethora of investment quotes and advice out there, but I have found that while many people have a lot to say about money, only very few of them know or have implemented their own advice.
When it comes to investing, you’re better off learning from someone with the knowledge or foresight, and not just anyone with a thing or two to say.
It’s not whether you’re right or wrong, but how much money you make when you’re right and how much you lose when you’re wrong.”
George Soros
“Be fearful when others are greedy and greedy only when others are fearful.”
Warren Buffett
“The individual investor should act consistently as an investor and not as a speculator.”
Benjamin Graham
“Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.”
Paul Samuelson
“The four most dangerous words in investing are; it’s different this time.”
Sir John Templeton

Quotes about Managing Money
One critical money habit to achieve lasting wealth is to effective money management. There are four key elements of this:
- Spending less than you earn
- Saving and investing a significant bit of your income
- Choosing to make money work for you by growing your value and resourcefulness.
- Giving to causes and projects that you are passionate about.
Here are some quotes about managing money:
“I can’t give you a sure-fire formula for success, but I can give you a formula for failure: try to please everybody all the time.”
Herbert Bayard Swope, American editor and journalist, first recipient of the Pulitzer Prize
“It’s never about your resources, it’s about your resourcefulness.”
Tony Robbins
‘Absolute activity of whatever kind, ultimately leads to bankruptcy.’
Goethe
“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.”
Robert Kiyosaki (Rich Dad, Poor Dad)
“Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.”
Dave Ramsey
Quotes about overcoming limiting beliefs about money
Did you know that what you think about money has a greater impact on your finances than any other thing. It’s been said that our “money script” can affect how we relate to money.
A 2024 survey by Bankrate on American adults reported that about 47% of the respondents believed money negatively impacted their mental health causing stress and anxiety.
This means that identifying and dealing with your money beliefs, especially those limiting and negative beliefs is one of the best things you can do for your future self.
Here are some quotes about this:
“Doing less meaningless work so that you can focus on things of greater personal importance, is NOT laziness. This is hard for most to accept, because our culture tends to reward personal sacrifice instead of personal productivity.”
Tim Ferris (The 4-hour Work Week)
“Success is never final. Failure is never fatal. It’s the courage that counts.”
John Wooden
Every belief has a consequence. Your beliefs either heal you or harm you. They either support your aspirations or thwart them. Belief becomes the source of your limitation or your liberation. It doesn’t matter what’s true, it matters what you believe.”
Marie Forleo (Everything is Figureoutable)
“The conventional wisdom claiming professional success is impossible without constant, relentless work isn’t just unwise—it’s incorrect and dangerous. Everything research tells us about doing our best work goes against the “I’ll sleep when I’m dead” ethos of all too many workplaces. The truth is that exhaustion is optional!
Maura Thomas
“A limiting belief is a misunderstanding of the present that short-changes the future.”
Michael Hyatt
“The primary difference between a rich person and a poor person is how they manage fear.”
Robert Kiyosaki (Rich Dad, Poor Dad)
“Compound interest is the eight wonder of the world. He who understands it, earns it. He who doesn’t, pays it.”
Albert Einstein
Growing Wealth Quotes
Growing your income remains one of the fastest routes to building wealth, but of course this is easier said than done.
Here are a few money quotes that will help you identify the areas you should focus on on your wealth journey.
“There is no virtue in poverty.”
Joseph Murphy Ph.D (The Power of the Subconcious Mind)
“If you don’t own a piece of a business, you don’t have a path towards financial freedom.”
Naval Ravikant
‘Don’t slack off after experiencing success, assuming that prior achievements will automatically guarantee future victories.”
Keith Harrell (Attitude is Everything)
“Make stuff you love and talk about stuff you love and you will attract people who love that kind of stuff.”
Austin Kleon (Show Your Work)
“…after each success, it becomes clearer that money, power, status and possession, do not by themselves, necessarily add one iota to the quality of life.”
Mihaly Csikszentmihalyi (Flow)
“…You’re going to endure some long winter nights and some hot summer days. There’s a price you will pay for living your dream. You’ll have to make some sacrifices, but it will be worth it if you’re willing to stay committed.”
Dr Myles Munroe
“In the end, your success and the success of your business are going to be closely tied to the amount of value that you create in the world.”
Jeff Walker (Launch)
Your Money and Your Life
I hope the above personal finance quotes have highlighted the necessity of building and maintaining the right money habits, and how these habits affect other areas of your life.
So next time you’re thinking about elevating your finances, I hope you realise that you’re invariably elevating your life.
This is a fantastic compilation of quotes!
I am a quote lover, so I really enjoyed reading all of them!
I love this list of quotes! Each one is unique but hard-hitting in its own way. Therre’s a lot of truth in there too, especially over things such as mindset, habits and compound interest etc!
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